A Conversation with a Twelve-Year-Old

A Conversation with a Twelve-Year-Old

An Excerpt from Got Debt?  Recently, I was sort of interviewed about what I do. My neighbors asked me to pick up their 12-year-old son from school, he was getting home late from a field trip to Boston, they were tied up at work and in meetings, and I was available to...
Psychology & Debt

Psychology & Debt

From Got Debt, Dispatches from the Front Lines of America’s Financial Crisis The more I work with people with debt, the more patterns I see. This has been an interesting way to observe that the psychology of having debt that can’t be repaid is almost universal...
A Different ‘Night Before…’

A Different ‘Night Before…’

We love Christmas, love the holiday season, so please take the following in the spirit in which it is written. To all our clients and clients to be, who are thinking of presents under the tree instead putting the December mortgage payment in the mail. ‘Twas the night...