“They’re More Like Guidelines . . .”

Mar 10, 2015 | Court Practices, Foreclosure, Real Court Stories, Solo practice

I continue to get foreclosure clients at various stages of the ‘process’. Very rarely, these days, do I start with someone who just got served or, best case scenario, someone who knows they are about to go into foreclosure and wants to plan their response.

There are a lot of reasons for this, every one of which I understand. And will probably write about in the near future.

The ramifications of this trend have really hit home over the past month or so. Recently, I spent a morning in court for a “short-calendar” day – that’s a day devoted exclusively to motions concerned with various stages of foreclosure actions. There were a little over one hundred items on the docket. One hundred decisions that a judge had to make.

Besides myself, the judge, clerk, and marshal, there were eight other people in the room. For One hundred motions. Two plaintiff attorneys representing the banks (yes, they had every case) and six defendants there to speak up.

There are two sides to every argument, but only if two sides show up. On that day, out of one hundred plus motions, the judge heard seven arguments. Ninety-three plus motions were decided by default judgement.

Connecticut state courts are jammed with foreclosure cases. It’s a sad fact and it’s not going to change anytime soon.  When overwhelmed by work, it’s basic human nature to shortcut the workpile – especially the tedious.

Any fan of Pirates of the Caribbean can tell you what happens next:

The code becomes more like guidelines instead of rules‘. I can do a lot of good at any stage of the process, and I do – but when I come in after the rules becomes guidelines stage I come in with less ammunition that I would have earlier in the process.

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I’ll talk to anyone who is currently behind on their mortgage, thinks they may not be able to afford their mortgage in the coming months, or is already in foreclosure. The earlier we talk, the more options you have.

… Sarah Poriss.

Sarah Poriss, Attorney at Law, LLC is the largest woman-owned foreclosure defense law firm in Connecticut, providing homeowners with quality legal counsel in foreclosure mediation and foreclosure defense.

Working at Consumer Law Group in Rocky Hill, Connecticut for four years, Sarah specialized in representing consumers facing financial crises like debt collection harassment and identity theft. Upon opening her own office, she expanded her focus to defending consumers sued by credit card companies and representing homeowners in foreclosure.

Sarah has elevated her practice by exclusively representing clients with money issues. She played a crucial role in drafting foreclosure mediation rules as a member of Connecticut’s Bench-Bar Foreclosure Committee for seven years.

Additionally, she contributed to the Bench-Bar Small Claims Committee to enhance clarity in small claims proceedings and ensure debt collectors provide substantial evidence to win cases.

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